Credit Ready Program

Our Credit Ready Program is designed to increase your credit scores to help you qualify for more of life necessities. Good credit plays an important role in your financial life. Not only is it essential for obvious things like qualifying for a loan or getting a credit card, but also for less obvious things like getting cellular telephone service, renting a car, and perhaps even getting a job.

Managing your credit will also help you save for a rainy day. A strong credit history, reflected in good credit scores, will let you qualify for lower interest rates and fees, freeing up additional money to set aside for emergencies, retirement, and other smaller unexpected expenses. Decreasing debt and increasing savings reduces stress and leads to greater financial freedom.

Our Credit Ready Program process can get you started on the right track.

College Funding Resources

We assist families that are serious about planning for college with various tools and resources. 

We host or participate in hundreds of events to educate parents/students on the strategies needed to be successful. 

Parents here are some FACTS

(1) Most people will overpay for college

(2) People do NOT understand the rules about paying for college

(3)  Many people are filing/ submitting  FAFSA forms that are filled with errors. 

(4) If you don't approach college preparation as an INVESTMENT in your child's future they will spend their future paying interest on huge student loan debt.

Renters Credits

1 in 3 people in the US pay rent. That equates to 100 million people paying over $300B in rent annually with very few getting credit for their on-time payments. That makes rent the largest expenditure with the least impact on a consumer’s credit report.

How do rent payments appear on my credit report?

Rent payments show up like an auto loan (if you have a defined lease term), or like a charge card (when you pay month-to-month). You'll get a leg up against other applicants since your rental history will also show up on rental screening products offered by the bureaus. Finally, scores like Vantage are now incorporating rental payments in their models.

Credit Monitoring

As many as 12 million Americans have their identity stolen each year.** We're here to help you protect your identity with daily identity theft monitoring, dedicated Fraud Resolution Support and a $50,000 Product Guarantee.***

An identity thief steals your personal information, opens a number of new lending accounts in your name and goes on a shopping spree. You have no way of knowing this activity is going on because you haven’t checked your credit report recently.


One day, you apply for a new credit card and your request is declined. You discover your credit is ruined.

With credit monitoring, this scenario is stopped long before the identity thief does any damage to your credit.

Corporate Identity Kit

The word of today is "Entrepreneurship". Do you have a business? Do you own a home? Property? To gain anything of "power" in the United States one must have some form of ownership. One of the goals of Crisis Into Credit is to help individuals learn about the "rules" of leveraging and ownership. 


'According to the Small Business Administration – The SBA – close to 66% of small businesses will survive their first 2 years. What that means is that about one-third of total businesses will fail during the first 2 years. The SBA also tells you that about 50% of businesses fail during the first year in business. We can assist you. Contact us TODAY!